Owner of Dallas Auto Dealership Rejects Fraud Allegations Amid Repossession Controversy

DALLAS – Rafat Abu Alfilat, the owner of 101 Financial, LLC, is facing allegations of fraud as customers report unauthorized vehicle repossessions. Dallas Police state that many individuals are impacted, noting that a pattern of illegal repossession activity has been identified. One family, the Lyons, claims they were wrongly denied access to their vehicle, a 2019 Gray Tesla, despite having valid insurance.

The couple purchased the Tesla in March 2025 and alleges that Abu Alfilat repossessed it for a supposed contract violation. An arrest warrant against him indicates that a detective is investigating claims of multiple illegal repossessions from various customers, with the total value exceeding $200,000. Meanwhile, Abu Alfilat insists these matters are civil rather than criminal and has not allowed for formal interviews with the press.